City Lending Group LLC provides 5-year revolving lines of credit to established small businesses. Draw what you need, pay interest only on what you use.
You meet our criteria! Schedule a free call with a loan specialist — no paperwork, no credit pull.
Schedule a call →No branch visits, no lengthy applications upfront. Start with the instant pre-qualification calculator above and we'll take it from there.
Enter your credit score, annual revenue, and years in business above. If you meet our minimums you'll see your estimated credit line instantly — no credit pull, no commitment.
Once you qualify, schedule a free 30-minute call with one of our loan specialists. We'll review your numbers and answer every question — no paperwork required to get started.
After your call our underwriting team gets to work. You'll have a pre-approval decision within 48 hours — then draw on your line whenever your business needs it.
We'd rather you understand the offer before you apply than be surprised by it after.
Most small business owners don't have a problem running their business. They have a problem getting a bank to understand it.
Revenue that swings with the seasons. A credit score that took a hit during a slow stretch. A balance sheet that looks different in March than October. None of that means a business isn't fundable — it just means it doesn't fit the form.
City Lending Group LLC exists to fund that business. We work with established operators across Florida — restaurants, contractors, fleets, healthcare practices, and dozens of other industries — who need a credit line that flexes the way their revenue does.
Once your call is done, our underwriting team responds within 48 hours. No committee queue, no "we'll follow up next week."
5-year revolving term, draw what you need, pay interest only on the balance. If you can't summarize your offer in one sentence, we haven't done our job.
Automated tools help us move fast, but every application is reviewed by a loan specialist who has read your bank statements — not just scored them.
We focus on industries with real revenue and real seasonality — and we underwrite accordingly.
You've seen your estimated credit line. The next step is a free 30-minute call — no documents needed, no commitment required.
After your call, we'll have a pre-approval decision back to you within 48 hours.
Pre-qualification is instant and won't affect your credit score.
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